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Owning a restaurant comes with unique challenges—from kitchen fires to liability risks. At Housley Insurance & Financial Services, we specialize in providing restaurant insurance tailored to the specific needs of foodservice businesses in Junction City, OR. With the restaurant industry seeing a **15% rise in property claims** and increasing food safety regulations in 2023, reliable coverage is essential for your success.
Our restaurant insurance policies are designed to protect every aspect of your business, including property, employees, and customers:
Protects your building, equipment, and inventory against fires, theft, and natural disasters.
Covers customer injuries, food-related illnesses, and property damage claims.
Essential for restaurants and bars serving alcohol, covering damages related to alcohol-related incidents.
Any food service business can benefit from a comprehensive insurance policy. This includes:
A: Yes, in most states, including Oregon, liquor liability insurance is mandatory for businesses serving alcohol.
Q: What happens if a customer gets food poisoning?A: General liability coverage helps pay for medical expenses and legal claims if food-related illnesses occur.
Q: Can I bundle my restaurant insurance with other policies?A: Yes! Bundling workers’ compensation, commercial property, and general liability can save you money.
Running a successful restaurant takes hard work, but the right insurance makes all the difference. At Housley Insurance & Financial Services, we offer reliable, affordable, and tailored policies to keep your business protected. Call us at 541-998-2301 or request a free quote online today!